Credit Card Cash Withdrawal

Big Mistake? 💸 Are You Paying EXTRA Without Knowing?

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What is Cash Withdrawal? 

Using your Credit Card at ATM to withdraw cash instantly. 👉 Easy… but COSTLY!

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No Interest-Free Period 

Unlike shopping ❌ 👉 Interest starts IMMEDIATELY 💥 From Day 1!

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High Interest Rate 

Interest = 36% to 48% yearly 😱 Very Expensive Loan!

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Extra Charges 

Cash Advance Fee: 👉 2.5% – 3% Minimum ₹300–₹500 💸

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ATM Charges 

Some banks add: 👉 ATM usage fee More hidden costs!

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CIBIL Score Impact 

Frequent withdrawal = 🚨 Risk signal 👉 Your credit score may DROP

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Limit Restriction 

You can’t withdraw full limit 👉 Only 20%–40% allowed

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Better Options 

✔️ Personal Loan ✔️ Emergency Fund ✔️ BNPL 👉 Much cheaper!

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